什么是sub-sale？
很多人以为新项目没交房的时候被屋主转售叫sub-sale，其实即便项目已经建好拿钥匙了，只要还未完成最后法律完工交割，仍属于sub-sale交易阶段。
Sub-sale的优势
- 无需等待新楼盘建造，既能住新房，又可以节省装修费用。
- 可实地看房，所见即所得，避免图纸与现实不符的风险。
- 由于最后一个阶段的款项还未收取，买家至少有几个月贷款负担较轻。
买sub-sale需要注意的事项
- 律师费较高，sub-sale涉及买方、卖方及开发商三方，因此法律费用相应增加，整体法律费用约在 $4,000-$4,500之间。
- 大多新楼盘交房时附带开发商赠送的家电如冰箱、洗衣机等。若买家希望保留这些设备，应在交易前明确与卖家协商，并写入协议，否则卖家有权将其移走。
- 关注保修期与交屋时间，买家需确认在正式拿钥匙时是否仍处于开发商的1年保修期内。若保修期已过，即便发现defect，也需自费修复。
Sub-sale介于新楼盘和二手房之间，适合想快速入住且希望避免等待的买家。不过由于牵涉方多，流程更为复杂，建议购房者在操作过程中配合专业中介，确保每一个环节都能顺利推进，规避不必要的风险与损失。
如您正在考虑购买sub-sale项目，或想了解目前有哪些次新房值得关注，欢迎与我联系。
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What is a sub-sale?
Many people assume that a sub-sale refers to a unit being resold before the development is completed. In fact, even if the project has obtained its Temporary Occupation Permit (TOP) and keys have been collected, as long as the legal completion has not taken place, the transaction is still classified as a sub-sale.
Advantages of buying a sub-sale unit
- No need to wait for the construction of a new project. You can move into a brand-new home without delay and save on renovation costs.
- You can physically view the unit and experience the actual conditions, such as layout, lighting, and surrounding noise, avoiding the risks of discrepancies between floor plans and reality.
- Since the developer has not yet collected the final stage payment, buyers enjoy a few months of lighter loan obligations in the initial phase.
Things to note when buying a sub-sale
- Higher legal fees: A sub-sale involves three parties, buyer, seller, and developer, making the legal process more complex. The total legal fees typically range from $4,000 to $4,500.
- Developer-provided appliances: Many new projects come with complimentary appliances such as refrigerators and washing machines. If you wish to retain these items, be sure to confirm with the seller in advance and include them in the agreement. Otherwise, the seller is entitled to remove them.
- Warranty period and key collection: If the seller does not agree to early handover, the buyer should confirm whether the unit is still under the developer’s one-year defect liability period at the time of key collection. If the warranty has expired, any defects found must be rectified at your own expense.
A sub-sale sits between brand-new and resale units. It suits buyers who want to move in quickly without the long wait of a new launch. However, as the process is more complex and involves multiple parties, working with an experienced agent can help ensure a smooth transaction and avoid costly mistakes.
If you’re considering a sub-sale purchase or would like to explore current newly completed listings, feel free to get in touch.