有关EC的十问答 Part 1/3

Rayla Shao

本期我为您解答

  • 我刚刚涨薪,超过了16K收入顶线,不能买EC了吗?
  • 买EC需要准备多少钱?
  • 前20%的付款时间线?

第二期会为您解答

  • 我的CPF OA可以用于支付15%的部分吗?
  • CPF housing grant可以拿来支付什么?
  • 选择DPS,在TOP交房时候,我卖组屋的钱还没到账,无法支付TOP的65%款项,会发生什么?

第三期会为您解答

  • 在选房前我需要做什么?
  • 如果HDB没有批准我购买EC会怎样?
  • 如果HDB批准后我不想卖了会怎样?
  • EC 2nd timer到底有多少机会?TOP交房时候,我卖组屋的钱还没到账,无法支付TOP的65%款项,会发生什么?

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Explained in This Video

  • We just got a salary raise and exceeded the household income ceiling of $16K. Does this mean I can no longer buy an EC?
  • How much money do I need to prepare to buy an EC?
  • What is the payment timeline for the first 20%?

Explained in Video Part 2

  • Can my CPF OA be used to pay for the 15% portion?
  • What can the CPF housing grant be used for?
  • If I choose the DPS scheme, but by the time of TOP, I haven’t received the proceeds from selling my HDB and can’t pay the remaining 65%, what will happen?

Explained in Video Part 3

  • What do I need to do before selecting a unit?
  • What happens if HDB does not approve my EC purchase?
  • What happens if I change my mind after HDB approval and no longer want to sell?
  • What are the chances for a 2nd timer buying an EC?